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Financing Options for New Harley-Davidson Motorcycles in Stafford, TX

When it comes time to upgrade or purchase a new Harley-Davidson motorcycle, there are some steps that will require consideration before signing on the dotted line. With over 70% of riders financing the purchase of their new motorcycle, our dealership regularly works with customers throughout Houston and across Texas to determine the most effective way to pay for it. Located just off the Southwest Freeway in Stafford next to the Courtyard by Marriott, Republic Harley-Davidson offers an extensive inventory of both new and pre-owned Harley motorcycles. We also will work with customers of all financial backgrounds to help them get on the road. 

Does My Credit Score Impact My Ability to Get Financing for a Motorcycle?

There are several factors that Harley-Davidson takes into consideration when approving credit applications. While your credit score is one component of your application, it is not the sole factor that determines whether a customer is creditworthy. If your application is not approved through Harley-Davidson, the staff at Republic Harley-Davidson may be able to work with you to come up with a solution that works for your current financial situation. If you feel that it may help your chances of getting approved, you may apply for financing as a joint application; please note that if approved, both applicants will be required to sign off on loan documents.

How Much Should I Apply for as a Loan?

When applying for a loan, you do not need to know the exact model motorcycle you are interested in purchasing. However, it is also  very important to have an idea of what your budget is in order to apply for the correct amount. When applying for a smaller amount than you need, you will have to put down a larger down payment or trade in an equivalent motorcycle to complete the purchase. If either of these are not viable options, you may need to reapply for a higher loan. By getting pre-approved for a loan, you will be able to schedule test rides on vehicles within your price range, avoid looking at motor bikes that are above what you are willing or able to pay. 

Harley-Davidson Financing Options near Houston, TX

If you are interested in a new Harley-Davidson motorcycle and have questions about financing and loan packages, visit Republic Harley-Davidson today! Our dealership is open five days a week to meet with customers, provide maintenance and answer any questions regarding the financial process. Republic Harley-Davidson works with customers from Houston and all across Texas to get riders on the best bikes for their riding style. To get started, call or fill out our online finance application today!